Home Loan Programs

Our lending programs make it easy and affordable for homeowners to remodel their homes with low-interest financing. Additionally, we partner with local communities and Minnesota Housing Finance Agency to offer some of the best loan, grants and down payment assistance programs in the state.

Find Location Specific Programs

CEE's Lending Center partners with cities, counties, and neighborhoods around Minnesota to offer residents special financing. Search to see what is available in your city.

Statewide Loan Programs 

Home Improvement Loan Program

The Home Improvement Loan Program is a statewide program that offers loans at below market interest rates to homeowners. The program was established to improve the basic livability and/or energy efficiency of the borrower's home. Eligible projects include most interior or exterior improvements.

Home Energy Loan Program

CEE and the Minnesota Division of Energy Resources offer low-interest home energy loans for Minnesota homeowners to make energy improvements.

Unsecured Loan Program

Unsecured Loan program is a statewide program that was established to encourage and support the preservation of existing housing.

Solar Financing Program

CEE's Solar financing program is to help Minnesota homeowners increase the energy efficiency of their homes using photovoltaic (PV) solar technology.  

Down Payment Assistance Programs

If you are purchasing a new home in one of the listed areas, applicants can receive down payment and closing cost assistance. 

*View current rates for these programs

Questions? Contact us at 612-335-5884 or loaninfo@mncee.org.


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